As of 2023, the student debt crisis in the United States has reached unprecedented levels, with over 45 million borrowers collectively owing more than $2.2 trillion in outstanding student loan debt. The average student loan borrower owes $35,000 in debt,…

Credit cards can be useful financial tools for many people, but whether or not someone should own a credit card depends on their individual financial situation, habits, and goals. Generally, responsible credit card ownership requires the ability to pay off…

Saving money is a skill that everyone should learn and practice. Whether you are looking to build an emergency fund, save for a big purchase, or just want to have some extra cash, there are many ways to save money.…

Budgeting is a vital financial practice that helps people achieve their financial goals and avoid falling into debt. It is the process of creating a plan that outlines how much money you will earn, how much you will spend, and…